Wednesday, July 18, 2007

I've been skewered

I recently found out that I've been a victim of credit card fraud. I don't know how it happened and I don't know when it happened.

Some clever, ingenious fuckwad got enough information about one of my credit cards to be able to use it to the tune of about $1450. I don't know if the person who stole the information is the same person (or persons) who used it But, I want to find out. I. Really. Want. To. Know. Who.

Granted, it's always possible that, somehow, I'm the one responsible for the information getting out. If that's true, I'll take responsibility for being stupid. Show me where I went wrong. However, at the moment, I can't imagine how my stupidity might have caused this.

I could wait for the bank to work their magic and get all the charges reversed. After all, they have a lot more leverage than I do with the merchants who accepted the charges. Therefore, they have a lot better chance of getting their money back. It is mostly their money anyway since I'm only liable for $50 worth of those charges. What do I care?

I care. I've been contacting most of the merchants myself in an effort to find out what I can do, or find out, about what happened. I want to educate myself in what is possible in this regard. If possible, I want to find out who it was. No doubt, my bank will not tell me what their investigation turns up. They'll only tell me that, after all is said and done, I owe them $50.

Even so, I want to locate the person who has so deftly bent me at the waist and had their way with me. I want to have my turn. I realize that I had the benefit of the '$50 liability limit' vaseline. If I get a hold of them... they won't.

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